Investment & Mutual Fund Blog
Practical guides by AMFI-registered advisor Naman Sonkhiya — Jaipur, Rajasthan
Direct vs Regular Mutual Funds in India: Should You Really Go Direct Just to Save Commission?
Should you choose Direct vs Regular Mutual Funds? Discover the cost differences, post-Budget 2024 tax rules, and why DIY investing can sometimes backfire.
Read Article →Emergency Fund Planning in India: How Much to Keep in Savings, Liquid Funds, and FDs
Learn how to build and allocate a robust emergency fund in India using liquid funds, FDs, and savings accounts with expert tips from advisor Naman Sonkhiya
Read Article →Top 10 Mutual Fund Mistakes Indians Make and How to Avoid Them in 2026
Avoid the 10 most expensive mutual fund mistakes Indians make. Learn about the post-July 2024 tax rules, portfolio clutter, and how to invest in 2026.
Read Article →Systematic Withdrawal Plan (SWP) in Mutual Funds: Create Monthly Income Safely in India
Learn how a Systematic Withdrawal Plan (SWP) in mutual funds provides a tax-efficient, inflation-beating monthly income in India compared to FDs.
Read Article →Goal-Based Investing in India: How to Plan for House, Children’s Education, and Retirement
Unlock your financial potential with Naman Sonkhiya, AMFI-registered MFD in Jaipur. Learn step-by-step goal-based investing for your house, kids' education
Read Article →Term Insurance + Mutual Funds vs ULIPs: The Ultimate Truth for Indian Investors
Naman Sonkhiya (ARN-286181) busts the ULIP myth. Compare Term Insurance + Mutual Funds vs ULIPs with exact math for Indian investors. Double your wealth!
Read Article →Liquid Mutual Funds: The Smart Alternative to Savings Accounts in 2026
Unlock better returns than savings accounts with Liquid Mutual Funds in 2026. Learn how they work, their tax benefits, and how to use them for emergency fu
Read Article →Equity Ex-100 SIFs: Unlocking Massive Growth Beyond Large Caps
Equity Ex-100 SIFs: Unlock massive growth beyond large caps via concentrated mid/small-cap investing, advanced risk management. Understand FY24-25 tax rule
Read Article →Equity Long-Short SIFs: Advanced Alpha Generation in Indian Markets
Explore Equity Long-Short SIFs in India: an advanced strategy for alpha generation by balancing long and short positions, offering absolute returns & Rs 10
Read Article →Hybrid Long-Short Specialised Investment Funds (SIF): Downside Protection for HNIs
Explore how Hybrid Long-Short Specialised Investment Funds (SIFs) offer HNIs robust downside protection and steady returns using strategic shorting, compli
Read Article →Multi-Asset Allocation Funds: Gold + Equity + Debt in One Fund for Indian Investors
Naman Sonkhiya explains Multi-Asset Allocation Funds for Indian investors – blending equity, debt, gold & silver in one fund. Discover automatic rebalancin
Read Article →Balanced Advantage Funds (BAF): Why Smart Indian Investors Love Them in Volatile Markets
Naman Sonkhiya explains why Indian investors love Balanced Advantage Funds (BAFs) in volatile markets. Learn how BAFs dynamically adjust equity-debt, offer
Read Article →Hybrid Mutual Funds in India: The Complete Guide for 2026
Explore the complete guide to Hybrid Mutual Funds in India for 2026. Naman Sonkhiya explains all 7 SEBI categories, who they're for, and tax rules.
Read Article →FII Selling vs DII Buying: What It Means for Indian Investors in 2026
Confused by FII selling in Indian markets? Naman Sonkhiya explains how DIIs, fueled by ₹25,000 Cr+ monthly SIPs, are the new backbone. Learn what this structural shift means for your portfolio & wealth creation by 2026.
Read Article →Nifty 50 Correction in 2026: Should You Panic, Hold, or Invest More?
Navigating the Nifty 50 correction in 2026? As Naman Sonkhiya (ARN-286181), I explain why market dips are opportunities, backed by history & a 3-step action plan. Don't panic, invest wisely.
Read Article →Why You Should Double Your SIP When the Indian Stock Market Crashes
market crash investment strategy — Expert guide.
Read Article →Rolling Returns vs CAGR vs Absolute Return: The Right Way to Evaluate Mutual Funds
rolling returns vs cagr — Expert guide.
Read Article →PMS vs Mutual Funds: What High Net-Worth Indian Investors Need to Know
PMS vs Mutual Funds for Indian HNIs: A data-driven comparison of transparency, fees, customization & taxation. Is the ₹50L minimum worth the extra cost? Naman Sonkhiya explains.
Read Article →Alternative Investment Funds (AIF) in India: Complete Guide for HNIs in 2026
Explore Alternative Investment Funds (AIFs) in India for HNIs. Naman Sonkhiya demystifies Cat I, II, III, illiquidity premium, and tax implications for your ₹1 Crore investment.
Read Article →Specialised Investment Funds (SIF) in India: The New ₹10 Lakh Bridge Between MF and PMS
Naman Sonkhiya explains Specialised Investment Funds (SIF) in India: the new ₹10 Lakh bridge between MFs and PMS. Learn about SEBI's strict upfront lump sum rule (no STP), 25% unhedged shorting, and tax advantages.
Read Article →How to Do KYC for Mutual Fund Investment Online in India 2026
Naman Sonkhiya (ARN-286181) guides you through online Mutual Fund KYC in India, tackling Aadhaar OTP issues, PAN mismatches, and FATCA. Learn step-by-step for a smooth investment start.
Read Article →Mid Cap vs Large Cap vs Small Cap Mutual Funds: Which is Right for You?
Confused about Mid Cap vs Large Cap vs Small Cap Mutual Funds? Naman Sonkhiya (ARN-286181) explains SEBI definitions, risk-return profiles, and age-based allocation strategy. Discover your ideal portfolio mix for 2026.
Read Article →What is NAV in Mutual Funds? Complete Explainer for Indian Investors
What is NAV in mutual funds? Naman Sonkhiya (ARN-286181) explains Net Asset Value in plain Hindi-friendly English — how it's calculated daily, why a low NAV isn't always better, and what it actually means for your SIP returns.
Read Article →Lump Sum vs SIP Investing: Which Strategy Wins in India 2026?
Decipher Lump Sum vs SIP investing for India 2026. Naman Sonkhiya (ARN-286181) provides a clear decision framework based on Nifty P/E, market conditions, and personal goals. Learn when each strategy wins, including the power of STP.
Read Article →How to Save Tax with Mutual Funds: Complete Section 80C Guide India
Naman Sonkhiya (ARN-286181) guides you through tax saving with mutual funds in India. Learn about Section 80C ELSS, LTCG harvesting, and debt fund taxation strategies to maximize your after-tax returns.
Read Article →NRI Mutual Fund Investment Guide: How to Invest from Abroad in India 2026
NRI Mutual Fund Investment Guide 2026: Learn how to invest in Indian mutual funds from abroad. Understand NRE vs NRO accounts, repatriation rules, US/Canada NRI restrictions, and DTAA benefits for your investments in India.
Read Article →How to Build a Retirement Corpus of ₹5 Crore with SIP in India
Learn how to build a ₹5 Crore retirement corpus with SIP in India. Naman Sonkhiya explains the math for starting at age 25, 30, 35, and shares a real-life client story.
Read Article →Best Mutual Funds for Beginners in India 2026
Discover the best mutual funds for beginners in India 2026. AMFI-registered advisor Naman Sonkhiya recommends top large cap, index, and hybrid funds with low risk, strong track records, and SIPs starting at ₹500/month.
Read Article →SIP vs PPF vs FD: Which is Best for Indian Investors in 2026?
SIP vs PPF vs FD for Indian investors in 2026: Naman Sonkhiya, AMFI-registered advisor, reveals data-driven comparison, busts the FD safety myth with inflation-adjusted returns, and shares real-world insights for your financial future.
Read Article →ELSS Tax Saving Mutual Funds: Complete Guide for India 2026
Unlock ₹46,800 tax savings with ELSS Mutual Funds in India for 2026. Naman Sonkhiya, an AMFI-registered MFD, explains the 3-year lock-in, tax benefits, and why salaried individuals often miss this powerful Section 80C investment.
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